Chickery's Travels

Chickery's Travels logo. A blue-green Earth globe with continents surrounded by dots with an arrow denoting movement or travel and "Chickery's Travels" as part of the dotted circle. Next to this is a photo of their blue and white Arctic Fox 5th Wheel with the awning out.
  • Home
  • Campground Reviews
    • The Best U.S. National Park Campgrounds
    • 28 Must-See State Park Campgrounds You Can’t Miss
    • Alternatives To National Park Campgrounds: Discover Hidden Gems Just Outside the Park Boundaries
    • Best Luxury RV Resorts For All RV Types
    • Best Waterfront Campgrounds For Every Budget
    • Alabama
      • Gunter Hill Campground (Montgomery, Alabama)
    • Arizona
      • Best Campgrounds in Arizona
      • Aspen Campground (Payson, Arizona)
      • LazyDays KOA (Tucson, Arizona)
      • Lost Dutchman State Park (Phoenix, AZ)
    • Arkansas
      • Catherine’s Landing (Hot Springs, Arkansas)
      • Downtown Riverside RV Park (Little Rock, Arkansas)
    • California
      • Best Campgrounds in California
      • Crescent City Redwoods KOA (Crescent City, California)
      • Sea Breeze RV Park (Seal Beach Naval Weapons Station)
    • Delaware
      • Cape Henlopen State Park (Lewes, Delaware)
    • Florida
      • Best Campgrounds in Florida
      • Blue Angel Naval Recreation Area (Pensacola, FL)
      • Jonathan Dickinson State Park (Southeast FL)
      • LazyDays RV Resort (Tampa, FL)
      • MacDill AFB FamCamp (Tampa, FL)
      • Military Camping in Key West
      • Patrick AFB FamCamp (Cocoa Beach, FL)
      • Rainbow Springs State Park & Campground (Ocala, FL)
      • Walt Disney World’s Fort Wilderness (Orlando, FL)
        • Halloween at Disney’s Fort Wilderness
        • Chickery’s Travels Podcast Episode 5: Fort Wilderness Campground Review
    • Maryland
      • Cherry Hill Park (College Park, Maryland)
    • Michigan
      • Port Huron KOA (Kimball, Michigan)
    • Nevada
      • Best Campgrounds in Nevada
      • Las Vegas RV Campgrounds: Nellis Air Force Base and Lake Mead RV Village
      • Boondocking Near Las Vegas
    • New Hampshire
      • Lincoln / Woodstock KOA (New Hampshire)
    • New York
      • Round Pond Recreation Area (West Point, NY)
    • North Carolina
      • Outer Banks West / Currituck Sound KOA (Coinjock, North Carolina)
    • Oklahoma
      • Oklahoma City East KOA (Choctaw, Oklahoma)
    • Texas
      • Best Campgrounds in Texas
      • Alsatian RV Resort (Castroville, Texas)
      • Maverick Ranch (Lajitas, Texas)
      • Texas Wine Country Jellystone (Fredericksburg, Texas)
    • Tennessee
      • Camp Margaritaville (Pigeon Forge, TN)
      • Crossville I-40 KOA (Crossville, TN)
      • Midway RV Park (Memphis, TN)
    • Virginia
      • Complete Guide to Camping at Shenandoah National Park
      • Cape Charles / Chesapeake Bay KOA (Cape Charles, Virginia)
      • Fort Belvoir Travel Camp (Alexandria, VA)
      • Harrisonburg / Shenandoah Valley KOA (Broadway, Virginia)
      • Shenandoah Views Campground (Luray, Virginia)
      • Lynchburg / Blue Ridge Parkway KOA (Monroe, Virginia)
      • Shenandoah River State Park (Bentonville, Virginia)
    • Washington
      • Crescent Bar RV Resort (Quincy, Washington)
    • West Virginia
      • Harper’s Ferry KOA (Harper’s Ferry, West Virginia)
  • USA
    • Alaska
      • 5 Things You Can’t Miss On Your First Trip To Alaska
    • Arizona
      • Apache Trail: A Crazy, Scary, Beautiful Drive
      • Best of Tucson – 10 Unforgettable Activities
      • Complete Guide to Saguaro National Park
      • Lost Dutchman State Park (Phoenix, Arizona)
      • Phoenix Faves: Best Activities to Enjoy on Your Arizona Vacation
    • California
      • Complete Guide to Joshua Tree National Park
      • Complete Guide to Redwood National and State Parks
    • District of Columbia
      • Budget Friendly Fun in Washington D.C.
      • Favorite Hikes near Washington DC
      • Indoor Skydiving and TopGolf: Just Another Day of Family Fun!
    • Florida
      • Florida National Parks Road Trip Guide
      • Best Beaches in Florida’s Panhandle
      • Best Walt Disney World Festivals For Adults
      • Blowing Rocks Preserve – Jupiter Island, Florida
      • Bok Tower Gardens
      • Daytona Beach – The World’s Most Famous Beach
      • Enjoy the Best of Sunny Sarasota
      • Epcot International Food & Wine Festival
      • Gasparilla – Tampa’s Pirate Invasion
      • 3 Days on the Nature Coast 
      • Get Back to Nature in Tampa Bay
      • Florida Freshwater Springs on the Nature Coast
      • Halloween at Disney’s Fort Wilderness
      • Kennedy Space Center – Cape Canaveral
      • Island Hopping at Honeymoon Island and Caladesi Island State Parks
      • Must See Sights in St. Augustine, FL – America’s Oldest City
      • Rainbow Springs State Park & Campground (Dunnellon, Florida)
      • Take Me Out to the Ball Game – Spring Training in Tampa, FL
      • Tarpon Springs – The Gulf Coast Town with Greek Flavor
      • The 5 Best Beaches in the Tampa Bay Area
      • Top 5 Things to Do on Florida’s Space Coast
      • What Not to Do When Kayaking on the Weeki Wachee River
      • Why We Love Tampa
      • Wizarding World of Harry Potter – Universal Studios and Islands of Adventure
    • Georgia
      • Visiting Atlanta? Don’t Miss These Civil Rights Museums
    • Hawaii
      • Everything You Need to Know About Camping in a Jeep Wrangler in Hawaii
    • Illinois
      • One Day In The Windy City – Chicago Itinerary
    • Maine
      • Coastal Maine Road Trip
      • Discover the Beauty of Monhegan Island, Maine
      • Acadia National Park: Highlights You Can’t Miss
    • Nevada
      • Explore Las Vegas – It’s More Than Just Gambling
    • New Hampshire
      • Experience the Magic of New Hampshire’s White Mountains
    • North Carolina
      • Complete Guide to Great Smoky Mountains National Park
      • Uncover the Coastal Charm of North Carolina’s Outer Banks | A Guide for Visitors
    • Oregon
      • Navigating Oregon’s Natural Gems
    • Pennsylvania
      • The Best Things To Do In Lancaster Pennsylvania
    • Tennessee
      • Complete Guide to Great Smoky Mountains National Park
      • Burgess Falls: 3 For 1 Waterfall Special
      • National Civil Rights Museum – Memphis, TN
      • Window Cliffs, TN – I’m Not Afraid of Heights, But I am Afraid of Falling!
      • WWII History in Tennessee
    • Texas
      • Best Restaurants in Fredericksburg
      • Enjoy a Bird’s Eye View of Texas Hill Country
      • Explore Nature’s Untamed Beauty at Big Bend National Park
      • Top 10 Activities in the Dallas – Fort Worth
    • Utah
      • Discover the Best of Zion National Park
    • Virginia
      • Explore Great Falls Park, Virginia
  • RV Resources
    • 3 Simple Steps to Find the Best RV Campgrounds
    • 5 Years Full-Time RV: Lessons Learned & Biggest Regret
    • Boondocking – What We Learned From Our First Dry Camping Experience
    • Tips for Boondocking Success
    • Essential RV Gear
      • Essential RV Gear Guide
      • DIY RV Power & Solar Upgrade
      • RV Must Have: Tire Pressure Monitoring System
      • RV SnapPads Product Review
      • RVLOCK Keyless Entry Door Handle Installation and Review
      • Shop “RV Local” With TechnoRV
      • Top RV Gadgets & Accessories
      • WeBoost Cellular Booster Review
    • Maintenance
      • DIY RV Power & Solar Upgrade
      • DIY Power Upgrade – “Solar Ready” Arctic Fox Fifth Wheel
      • An Easy Way to Protect Your RV Water Heater
      • Easy DIY Project to Protect Your RV Water System
      • How to Reduce the Likelihood of Tire Blowouts on your RV
      • Odor Free RV Black Tank Tips
      • RV Condensation: What It Is, What It Does, and How To Stop It
      • RV Roofs – What You Need to Know
    • Living in an RV
      • 9 Lessons From 2 1/2 Years on the Road
      • Dealing with my Biggest Full-Time Travel Struggle, Missing Family While Traveling
      • Downsizing: 3 Areas That Make The Biggest Impact
      • Full-Time RV: 2019 Year in Review
      • Full-Time RV: 2018 Year in Review
      • Full-Time RV Travel – 2017 Year In Review
      • How Full-Time RVers Celebrate the Holidays
      • Get Ready for Full-Time RV Travel
      • Internet Solutions for RV Travelers
      • The Ultimate Guide to Embracing the Full-Time RV Lifestyle
      • Living in a Tiny, Traveling Home
      • Making Friends (and reconnecting with old friends) While Traveling Full-Time
      • Pros & Cons of Full-Time RV Travel
      • RV Organization & Storage Ideas
      • Short-Term RV Storage: Leaving The RV Behind
      • Top 3 Lessons Learned & Biggest Regret: 3 Years Full-Time RV Living
      • What We Wish We Knew Before Full-Time RVing – Stories from the Road
      • What You Need To Know Before Selling Everything And Moving To An RV
      • Why We Are Traveling Full-Time In Our RV
    • Must Read Books Before Becoming A Full-time RVer
    • RV Organization & Storage Ideas
    • RV Remodel
      • Planning an RV Remodel
      • RV Kitchen Cooking Videos
      • Painting Your RV Interior
      • Update the RV Kitchen – Backsplashes & More
      • Updating Your RV Window Treatments
      • RV Bedroom Makeover
      • RV Remodel Costs with Before & After Photos
      • Vintage Camper Renovation
    • RV Holiday Tour – Decorating Our Small Space
    • RV Hurricane Evacuation
    • RV Misery Can Be Overcome By The Generosity Of Others
    • How Book Readers Can Space and Weight in the RV
    • Slow Travel
    • Small Kitchen Cooking
      • Eating Healthy on Travel Days
    • Staying Healthy
      • Traveling with Fibromyalgia, Arthritis, and Other Chronic Pain Conditions
    • Trip Planning
    • Traveling with Pets
      • RVing with Your Cat
      • Traveling with Restricted Breed Dogs
    • Why I Prefer RV Travel Over Flying
    • Your Guide To Planning The Best Family Vacation This Summer
  • Travel Finance
    • 5 Tips to Save on RV Travel
    • 5 Ways to Fund Full-Time Travel
    • Creative Ways To Save Money On Your Next Vacation
    • Full-Time RV Expenses
      • Annual Full-Time RV Expenses – The Big Three
    • Five Credit Card Strategies To Improve Travel
    • How Much Do Campgrounds Cost?
    • How Much Does it Cost to RV Full-Time?
    • How to Camp for Free
    • How to Earn Passive Income from Your RV (Without Doing Any Work)
    • How to Save Money on RV Fuel Costs
    • How to Save on Food While Camping
    • How to Start a Profitable Blog
    • How We Earn A Living While Traveling Full-Time (And How You Can Too)
    • How We Paid $139,000 of Debt in 2 Years While Full-Time RVing
    • Learn How to Finance Your Dreams
    • The Top 7 Ways to Save Money While Traveling Full-Time
    • RV Purchasing
      • RV Purchasing: Understanding RV Types
      • Benefits of Renting an RV: Try Before You Buy
      • Should I Buy A New or Used RV?
      • The Costs of RV Ownership
      • The True Cost of Financing an RV
      • Attend An RV Show – Even If You Already Own An RV | Exciting Reasons Why
    • Save Money Using the Public Library (On More Than Just Books)
  • Military Travel
    • Guide To Using Military Campgrounds
    • Health Care for Retired Military Full-Time RVers
    • Why Military Retirees Should Fly Space-A
  • About Us
    • RV Shows We’re Attending
    • Contact Us
    • Follow Us

8:30 am by Julie Chickery

Roadmap to Financial Freedom: Accountability Report November/December 2018

14 shares
  • Share
  • Tweet

Last updated on September 22nd, 2023 at 08:25 pm

This report will close out two full years of working towards debt freedom. We’re still not quite there, but are getting very close. It is funny because the closer we get, the slower times seems to move! For that reason, we plan to provide our updates semi-annually in 2019. This is our year end financial accountability report covering November and December 2018.

This a monthly blog post on our journey to financial freedom. Mostly for accountability and also for encouragement to others on the same journey as us. This first post will cover April 2018. I think the main point I want to make first is that we are not bragging by blogging about this. In fact, we are ashamed of the debt we accumulated and find it embarrassing to admit. We are sharing our story to keep ourselves accountable and hope that it may help someone else.

We write this accountability report about our finances to help keep us on track and also to provide encouragement for others on the same journey as us. I think the main point we want to make first is that we are not bragging by blogging about this. In fact, we are ashamed of the debt we accumulated and find it embarrassing to admit. We are sharing our story to keep ourselves accountable and hope that it may help someone else.

Debt

We are continuing our journey to becoming debt free and have $19,805 to go. Over November and December, we were able to pay off $8,940 of our remaining debt. This brings our grand total paid to $139,142 since we started tracking last year! All of this remaining debt is our Heartland Cyclone.

Click here to see the steps we took to pay off $139,000 of debt in 2 years.

Net Worth

December ended with our net worth down up just barely from October. While we were able to reduce our liabilities quite a bit, we lost some of our total assets due to the recent drop off of the stock market. All of our investment accounts were down for this period. However, we understand that losses are part of the game, which is why you have to be in it for the long-term.

Here is the breakdown of our net worth.

Assets$240,262
Liabilities$19,805
Net Worth$220,457

Notable Expenses

We did not have any huge unexpected expenses. We had some additional expenses that we were able to plan for in the budget.

First, we traveled a little farther than normal, going from Texas to Arizona. Then we flew out to the Washington DC area for our daughter-in-law’s graduation from Shenandoah with a Master’s Degree in Physician Assistant Studies. We’re so proud of her!

https://www.instagram.com/p/BrbtJKKH6DS/

Notable Income

Our primary revenue streams include military pensions for both of us, Sean’s research consulting hours, and Julie’s freelance writing. In addition, our business, Chickery’s Travels continues to grow.  

Click here to see how we earn an income while traveling full-time (and you can too).

Chickery’s Travels consists of multiple revenue streams. We have book sales (from 2 books we’ve authored), as well as ad revenue from our website and YouTube channel. We also have public speaking contracts with several RV shows throughout 2019. This is very exciting since we both enjoy speaking and teaching.

We are definitely learning that building a business from the ground up is not easy. We work many more hours for ourselves than we ever did working regular jobs or even during our time in the military. We are just starting to see some rewards after more than a year of hard effort. Initially it was tough not to get discouraged, but stuck with it and are happy with the growth .

Our Roadmap

The main thing that has helped us with our finances is keeping a budget. We use YNAB (You Need A Budget) for our monthly budgeting along with the Every Dollar app to track our daily purchases. Seeing where the money goes is definitely eye-opening and when you assign it at the beginning of the month, staying within the budget is much easier.

Click here to download our free budget worksheets and then here to see our itemized budget.

Future Plans and Projections

We write these accountability reports to make sure we stay on track with our goals. It has really made a difference in our purchases over the past year. We often think twice before making a frivolous or large purchase. Do we really want to show a decrease in net worth for this thing? Do we really want have to publish that we made poor decisions? This blog (and you) really helps!

Although there will be times like this when we have an overall decrease in our net worth, we feel it was expected at some point since the stock market cannot rise every month forever. Our spending, however, continues to be on track and we hope this inspires others to join us on a debt free journey.

Thanks for following along with us this year. We hope you’ll join us in 2019 when we plan to finally be debt free!

Sharing is caring! Feel free to share this image on Pinterest! 

We share our tips for getting out of debt in our monthly Personal Financial Accountability report. Includes lessons learned and ideas for saving money.

Related posts:

Full-Time RV Expenses

How We Paid $139,000 of Debt in 2 Years While Full-Time RVing

Filed Under: Travel Finance

RV technology gear images include TPMS, EMS, and wifi booster
RV LIFE Trip Wizard
Sidebar Text Ad for Rad Power Bike
RV Rentals from Outdoorsy. Images include van, motorhome, and travel trailer.
Image of RV driving towards mountains.

Signup to receive weekly updates and exclusive free content only available to subscribers!

Privacy Policy

Travel Schedule

Recently
Zion National Park, Utah

Currently
Shenandoah National Park, Virginia

Next Stops
Everglades National Park
Biscayne National Park

 

Notice

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

14 shares

Free RV camping guide with over 30 pages of tips and worksheets

Download Now

Never see this message again.