Chickery's Travels

Chickery's Travels logo. A blue-green Earth globe with continents surrounded by dots with an arrow denoting movement or travel and "Chickery's Travels" as part of the dotted circle. Next to this is a photo of their blue and white Arctic Fox 5th Wheel with the awning out.
  • Home
  • Campground Reviews
    • The Best U.S. National Park Campgrounds
    • 28 Must-See State Park Campgrounds You Can’t Miss
    • Alternatives To National Park Campgrounds: Discover Hidden Gems Just Outside the Park Boundaries
    • Best Luxury RV Resorts For All RV Types
    • Best Waterfront Campgrounds For Every Budget
    • Alabama
      • Gunter Hill Campground (Montgomery, Alabama)
    • Arizona
      • Best Campgrounds in Arizona
      • Aspen Campground (Payson, Arizona)
      • LazyDays KOA (Tucson, Arizona)
      • Lost Dutchman State Park (Phoenix, AZ)
    • Arkansas
      • Catherine’s Landing (Hot Springs, Arkansas)
      • Downtown Riverside RV Park (Little Rock, Arkansas)
    • California
      • Best Campgrounds in California
      • Crescent City Redwoods KOA (Crescent City, California)
      • Sea Breeze RV Park (Seal Beach Naval Weapons Station)
    • Delaware
      • Cape Henlopen State Park (Lewes, Delaware)
    • Florida
      • Best Campgrounds in Florida
      • Blue Angel Naval Recreation Area (Pensacola, FL)
      • Jonathan Dickinson State Park (Southeast FL)
      • LazyDays RV Resort (Tampa, FL)
      • MacDill AFB FamCamp (Tampa, FL)
      • Military Camping in Key West
      • Patrick AFB FamCamp (Cocoa Beach, FL)
      • Rainbow Springs State Park & Campground (Ocala, FL)
      • Walt Disney World’s Fort Wilderness (Orlando, FL)
        • Halloween at Disney’s Fort Wilderness
        • Chickery’s Travels Podcast Episode 5: Fort Wilderness Campground Review
    • Maryland
      • Cherry Hill Park (College Park, Maryland)
    • Michigan
      • Port Huron KOA (Kimball, Michigan)
    • Nevada
      • Best Campgrounds in Nevada
      • Las Vegas RV Campgrounds: Nellis Air Force Base and Lake Mead RV Village
      • Boondocking Near Las Vegas
    • New Hampshire
      • Lincoln / Woodstock KOA (New Hampshire)
    • New York
      • Round Pond Recreation Area (West Point, NY)
    • North Carolina
      • Outer Banks West / Currituck Sound KOA (Coinjock, North Carolina)
    • Oklahoma
      • Oklahoma City East KOA (Choctaw, Oklahoma)
    • Texas
      • Best Campgrounds in Texas
      • Alsatian RV Resort (Castroville, Texas)
      • Maverick Ranch (Lajitas, Texas)
      • Texas Wine Country Jellystone (Fredericksburg, Texas)
    • Tennessee
      • Camp Margaritaville (Pigeon Forge, TN)
      • Crossville I-40 KOA (Crossville, TN)
      • Midway RV Park (Memphis, TN)
    • Virginia
      • Complete Guide to Camping at Shenandoah National Park
      • Cape Charles / Chesapeake Bay KOA (Cape Charles, Virginia)
      • Fort Belvoir Travel Camp (Alexandria, VA)
      • Harrisonburg / Shenandoah Valley KOA (Broadway, Virginia)
      • Shenandoah Views Campground (Luray, Virginia)
      • Lynchburg / Blue Ridge Parkway KOA (Monroe, Virginia)
      • Shenandoah River State Park (Bentonville, Virginia)
    • Washington
      • Crescent Bar RV Resort (Quincy, Washington)
    • West Virginia
      • Harper’s Ferry KOA (Harper’s Ferry, West Virginia)
  • USA
    • Alaska
      • 5 Things You Can’t Miss On Your First Trip To Alaska
    • Arizona
      • Apache Trail: A Crazy, Scary, Beautiful Drive
      • Best of Tucson – 10 Unforgettable Activities
      • Complete Guide to Saguaro National Park
      • Lost Dutchman State Park (Phoenix, Arizona)
      • Phoenix Faves: Best Activities to Enjoy on Your Arizona Vacation
    • California
      • Complete Guide to Joshua Tree National Park
      • Complete Guide to Redwood National and State Parks
    • District of Columbia
      • Budget Friendly Fun in Washington D.C.
      • Favorite Hikes near Washington DC
      • Indoor Skydiving and TopGolf: Just Another Day of Family Fun!
    • Florida
      • Florida National Parks Road Trip Guide
      • Best Beaches in Florida’s Panhandle
      • Best Walt Disney World Festivals For Adults
      • Blowing Rocks Preserve – Jupiter Island, Florida
      • Bok Tower Gardens
      • Daytona Beach – The World’s Most Famous Beach
      • Enjoy the Best of Sunny Sarasota
      • Epcot International Food & Wine Festival
      • Gasparilla – Tampa’s Pirate Invasion
      • 3 Days on the Nature Coast 
      • Get Back to Nature in Tampa Bay
      • Florida Freshwater Springs on the Nature Coast
      • Halloween at Disney’s Fort Wilderness
      • Kennedy Space Center – Cape Canaveral
      • Island Hopping at Honeymoon Island and Caladesi Island State Parks
      • Must See Sights in St. Augustine, FL – America’s Oldest City
      • Rainbow Springs State Park & Campground (Dunnellon, Florida)
      • Take Me Out to the Ball Game – Spring Training in Tampa, FL
      • Tarpon Springs – The Gulf Coast Town with Greek Flavor
      • The 5 Best Beaches in the Tampa Bay Area
      • Top 5 Things to Do on Florida’s Space Coast
      • What Not to Do When Kayaking on the Weeki Wachee River
      • Why We Love Tampa
      • Wizarding World of Harry Potter – Universal Studios and Islands of Adventure
    • Georgia
      • Visiting Atlanta? Don’t Miss These Civil Rights Museums
    • Hawaii
      • Everything You Need to Know About Camping in a Jeep Wrangler in Hawaii
    • Illinois
      • One Day In The Windy City – Chicago Itinerary
    • Maine
      • Coastal Maine Road Trip
      • Discover the Beauty of Monhegan Island, Maine
      • Acadia National Park: Highlights You Can’t Miss
    • Nevada
      • Explore Las Vegas – It’s More Than Just Gambling
    • New Hampshire
      • Experience the Magic of New Hampshire’s White Mountains
    • North Carolina
      • Complete Guide to Great Smoky Mountains National Park
      • Uncover the Coastal Charm of North Carolina’s Outer Banks | A Guide for Visitors
    • Oregon
      • Navigating Oregon’s Natural Gems
    • Pennsylvania
      • The Best Things To Do In Lancaster Pennsylvania
    • Tennessee
      • Complete Guide to Great Smoky Mountains National Park
      • Burgess Falls: 3 For 1 Waterfall Special
      • National Civil Rights Museum – Memphis, TN
      • Window Cliffs, TN – I’m Not Afraid of Heights, But I am Afraid of Falling!
      • WWII History in Tennessee
    • Texas
      • Best Restaurants in Fredericksburg
      • Enjoy a Bird’s Eye View of Texas Hill Country
      • Explore Nature’s Untamed Beauty at Big Bend National Park
      • Top 10 Activities in the Dallas – Fort Worth
    • Utah
      • Discover the Best of Zion National Park
    • Virginia
      • Explore Great Falls Park, Virginia
  • RV Resources
    • 3 Simple Steps to Find the Best RV Campgrounds
    • 5 Years Full-Time RV: Lessons Learned & Biggest Regret
    • Boondocking – What We Learned From Our First Dry Camping Experience
    • Tips for Boondocking Success
    • Essential RV Gear
      • Essential RV Gear Guide
      • DIY RV Power & Solar Upgrade
      • RV Must Have: Tire Pressure Monitoring System
      • RV SnapPads Product Review
      • RVLOCK Keyless Entry Door Handle Installation and Review
      • Shop “RV Local” With TechnoRV
      • Top RV Gadgets & Accessories
      • WeBoost Cellular Booster Review
    • Maintenance
      • DIY RV Power & Solar Upgrade
      • DIY Power Upgrade – “Solar Ready” Arctic Fox Fifth Wheel
      • An Easy Way to Protect Your RV Water Heater
      • Easy DIY Project to Protect Your RV Water System
      • How to Reduce the Likelihood of Tire Blowouts on your RV
      • Odor Free RV Black Tank Tips
      • RV Condensation: What It Is, What It Does, and How To Stop It
      • RV Roofs – What You Need to Know
    • Living in an RV
      • 9 Lessons From 2 1/2 Years on the Road
      • Dealing with my Biggest Full-Time Travel Struggle, Missing Family While Traveling
      • Downsizing: 3 Areas That Make The Biggest Impact
      • Full-Time RV: 2019 Year in Review
      • Full-Time RV: 2018 Year in Review
      • Full-Time RV Travel – 2017 Year In Review
      • How Full-Time RVers Celebrate the Holidays
      • Get Ready for Full-Time RV Travel
      • Internet Solutions for RV Travelers
      • The Ultimate Guide to Embracing the Full-Time RV Lifestyle
      • Living in a Tiny, Traveling Home
      • Making Friends (and reconnecting with old friends) While Traveling Full-Time
      • Pros & Cons of Full-Time RV Travel
      • RV Organization & Storage Ideas
      • Short-Term RV Storage: Leaving The RV Behind
      • Top 3 Lessons Learned & Biggest Regret: 3 Years Full-Time RV Living
      • What We Wish We Knew Before Full-Time RVing – Stories from the Road
      • What You Need To Know Before Selling Everything And Moving To An RV
      • Why We Are Traveling Full-Time In Our RV
    • Must Read Books Before Becoming A Full-time RVer
    • RV Organization & Storage Ideas
    • RV Remodel
      • Planning an RV Remodel
      • RV Kitchen Cooking Videos
      • Painting Your RV Interior
      • Update the RV Kitchen – Backsplashes & More
      • Updating Your RV Window Treatments
      • RV Bedroom Makeover
      • RV Remodel Costs with Before & After Photos
      • Vintage Camper Renovation
    • RV Holiday Tour – Decorating Our Small Space
    • RV Hurricane Evacuation
    • RV Misery Can Be Overcome By The Generosity Of Others
    • How Book Readers Can Space and Weight in the RV
    • Slow Travel
    • Small Kitchen Cooking
      • Eating Healthy on Travel Days
    • Staying Healthy
      • Traveling with Fibromyalgia, Arthritis, and Other Chronic Pain Conditions
    • Trip Planning
    • Traveling with Pets
      • RVing with Your Cat
      • Traveling with Restricted Breed Dogs
    • Why I Prefer RV Travel Over Flying
    • Your Guide To Planning The Best Family Vacation This Summer
  • Travel Finance
    • 5 Tips to Save on RV Travel
    • 5 Ways to Fund Full-Time Travel
    • Creative Ways To Save Money On Your Next Vacation
    • Full-Time RV Expenses
      • Annual Full-Time RV Expenses – The Big Three
    • Five Credit Card Strategies To Improve Travel
    • How Much Do Campgrounds Cost?
    • How Much Does it Cost to RV Full-Time?
    • How to Camp for Free
    • How to Earn Passive Income from Your RV (Without Doing Any Work)
    • How to Save Money on RV Fuel Costs
    • How to Save on Food While Camping
    • How to Start a Profitable Blog
    • How We Earn A Living While Traveling Full-Time (And How You Can Too)
    • How We Paid $139,000 of Debt in 2 Years While Full-Time RVing
    • Learn How to Finance Your Dreams
    • The Top 7 Ways to Save Money While Traveling Full-Time
    • RV Purchasing
      • RV Purchasing: Understanding RV Types
      • Benefits of Renting an RV: Try Before You Buy
      • Should I Buy A New or Used RV?
      • The Costs of RV Ownership
      • The True Cost of Financing an RV
      • Attend An RV Show – Even If You Already Own An RV | Exciting Reasons Why
    • Save Money Using the Public Library (On More Than Just Books)
  • Military Travel
    • Guide To Using Military Campgrounds
    • Health Care for Retired Military Full-Time RVers
    • Why Military Retirees Should Fly Space-A
  • About Us
    • RV Shows We’re Attending
    • Contact Us
    • Follow Us

6:23 pm by Julie Chickery

How We Paid $91,000 of Debt in 1 Year While Full-Time RVing

2677 shares
  • Share
  • Tweet

Last updated on September 22nd, 2023 at 08:35 pm

We didn’t get serious about paying off debt until 2017. Up to that point, we were living the standard American lifestyle of buying things on credit and making payments–even when we had the money to just pay cash.

Table of Contents
  • How it started
  • Debt Reduction Techniques
  • Want to Learn More?
Sales banner with RV outdoor mat, RV GPS, and storage bins.

How it started

So when we moved into our RV 3 years ago it was not with the intention of saving money. In fact, we purchased a very large Fifth Wheel (44’ Heartland Cyclone Toyhauler) and a truck (Chevy 3500 HD) brand new and essentially traded our $2,300 house payment with RV/truck payment and campground fees.

It wasn’t until two years later in Dec 2016 when Sean read Dave Ramsey’s Total Money Makeover that we set a goal of being debt-free. 

Then we got serious about paying off debt and were able to pay $91,000 in just 12 months. And we haven’t really sacrificed our standard of living to do it. We still stay in our preferred type of campground, which is full hook-up with paved pads and WiFi. We still go out to eat and have fun, but we do prioritize and make sure we keep our eye on the prize.

Watch the video below for additional tips! 

Debt Reduction Techniques

Learn how to pay off debt, earn an income, and save money all while traveling full-time.

Here is what we have done to allow us to live the life we choose while working towards our financial goals.

  1. We kept our jobs.

We both work full-time remotely. We are not yet ready to retire. We’re in our 40’s and enjoy our jobs so we negotiated remote work arrangements and we’re able to travel while maintaining our salaries and benefits. To learn more about how to earn an income while traveling full-time, see 5 Ways to Fund Full-Time Travel.

  1. We sold stuff.

When we first moved out of our home 3 ½ years ago, we had 2 large storage units. After 2 years, we went back through our stuff and reassessed what was really important to us. We found that more than ½ of the items we saved, didn’t really matter to us anymore and we sold much of it. Now we have one small storage unit.  We also found that we were not using our motorcycle very much and decided to sell it too. Having trouble downsizing? See The 3 Areas That Make The Biggest Impact.

  1. We budget every dollar.

This, by far, is the most important part of our financial strategy. Prior to this year, we kept a very loose budget. Essentially, we kept a list of bills and made sure we paid them. That was it. That means we didn’t really track what we did with the rest of our income and it is very easy to spend money when you aren’t paying attention to it. Now we have a monthly budget that is geared towards our goals. It accounts for every penny of income. We use the Everydollar app to track spending. It’s not really about sacrificing; it is about prioritizing. We love the saying, “You can afford anything, just not everything.” The great thing is, you decide what is important. Want to know more about budgeting for the RV lifestyle, read our article, How Much Does It Cost to RV Full-Time?

Click here to get our FREE full-time travel budgeting worksheets.

  1. We have developed some strategies for saving money.

Along the way, we’ve found some ways to save money. For example, slowing down saves with monthly campground rates and less fuel. While we do budget for eating out, we save it for special occasions or restaurants we really enjoy rather than doing it out of convenience. We also don’t buy things on credit anymore so we don’t have to pay interest. For more ideas, see 7 Ways to Save on Full-Time RV Travel.

Want to Learn More?

If you’d like to learn more about purchasing an RV, budgeting for the RV lifestyle, earning an income on the road, or saving money while traveling full-time, check out our book Full-Time RV Finance available on Amazon or our online video program Full-Time RV Finance. 

Learn how to pay off debt, earn an income, and save money all while traveling full-time.
Learn how we paid $91,000 in debt in less than a year while traveling full-time. Get tips for paying down debt quickly and start building wealth. We follow the baby steps by Dave Ramsey and the progress is allowing us to live our full-time travel dreams.

SaveSave

SaveSave

Related posts:

Annual Full-Time RV Expenses - The Big Three

5 Ways to Fund Full-Time Travel

Filed Under: Travel Finance

RV technology gear images include TPMS, EMS, and wifi booster
RV LIFE Trip Wizard
Sidebar Text Ad for Rad Power Bike
RV Rentals from Outdoorsy. Images include van, motorhome, and travel trailer.
Image of RV driving towards mountains.

Signup to receive weekly updates and exclusive free content only available to subscribers!

Privacy Policy

Travel Schedule

Recently
Zion National Park, Utah

Currently
Shenandoah National Park, Virginia

Next Stops
Everglades National Park
Biscayne National Park

 

Notice

We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

2677 shares

Free RV camping guide with over 30 pages of tips and worksheets

Download Now

Never see this message again.